Blue Secure Gold for Business - 46944AL0670001 Health Insurance Plan
Blue Cross and Blue Shield of Alabama health insurance plan with the Plan ID 46944AL0670001. The plan is called Blue Secure Gold for Business.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 78.44% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 21.56% of the costs of all covered benefits (according to the Issuer).
| Health Insurance Plan ID | 46944AL0670001 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Alabama | ||||||||||||||||||
| Health Insurance Issuer | Blue Cross and Blue Shield of Alabama | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 46944AL0670001-01 | ||||||||||||||||||
| Provider Network(s) | TIER-ONE | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 13 May 2025 06:05 GMT). |
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| Available Variants of the Health Plan | |||||||||||||||||||
| Last Plan Update Date | Tue, 25 Mar 2025 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 13 May 2025 06:05 GMT |
Blue Secure Gold for Business Health Insurance Plan Variant 46944AL0670001-01 Attributes
| Plan Attribute | Value |
|---|---|
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | Yes |
| CSR Variation Type | Standard Gold On Exchange Plan |
| Dental Only Plan | No |
| Disease Management Programs Offered | Asthma, Diabetes, Heart Disease, Pregnancy |
| First Tier Utilization | 98% |
| Formulary ID | ALF006 |
| Formulary URL | URL |
| HIOS Product ID | 46944AL067 |
| HSA/HRA Employer Contribution | No |
| Import Date | 2025-03-25 02:01:59 |
| Inpatient Copayment Maximum Days | 5 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer Actuarial Value | 78.44% |
| Issuer ID | 46944 |
| Issuer Marketplace Marketing Name | Blue Cross and Blue Shield of Alabama |
| Market Coverage | SHOP (Small Group) |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Gold |
| Multiple In Network Tiers | Yes |
| National Network | Yes |
| Network ID | ALN004 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | If a PPO provider is used, same benefits as PPO in country apply. If non-PPO provider is used, member is responsible for filing claims and out-of-network benefits would be applicable. |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | If a PPO provider is used, same benefits as PPO in service area apply. If non-PPO provier is used, member may be responsible for filing claims and out-of-network benefits would be applicable. |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan ID (Standard Component ID with Variant) | 46944AL0670001-01 |
| Plan Marketing Name | Blue Secure Gold for Business |
| Plan Type | PPO |
| Plan Variant Marketing Name | Blue Secure Gold for Business |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $600 |
| SBC Scenario, Having a Baby, Deductible | $1,100 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $600 |
| SBC Scenario, Having Diabetes, Deductible | $200 |
| SBC Scenario, Having Diabetes, Limit | $40 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $100 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $400 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,100 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Second Tier Utilization | 2% |
| Service Area ID | ALS003 |
| Source Name | HIOS |
| Plan ID | 46944AL0670001 |
| State Code | AL |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 20.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $2200 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $1100 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $1,100 |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 20.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Group | $2200 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Person | $1100 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Individual | $1,100 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $2200 per group |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $1100 per person |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | $1,100 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $13000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $6500 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $6,500 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Group | $13000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Person | $6500 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $6,500 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | Yes |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | Yes |
Copay & Coinsurance of Blue Secure Gold for Business Health Insurance Plan, 46944AL0670001
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Blue Secure Gold for Business, 46944AL0670001 Health Insurance Plan, 46944AL0670001
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Does Blue Secure Gold for Business Health Insurance Plan, 46944AL0670001 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (46944AL0670001) Health Insurance Plan, Variant (46944AL0670001-01) offer Disease Management Programs?
Yes, and here is the list of available programs: Asthma, Diabetes, Heart Disease, Pregnancy
Does (46944AL0670001) Health Insurance Plan, Variant (46944AL0670001-01) have Out Of Country Coverage?
Yes. Details: If a PPO provider is used, same benefits as PPO in country apply. If non-PPO provider is used, member is responsible for filing claims and out-of-network benefits would be applicable.
Does (46944AL0670001) Health Insurance Plan, Variant (46944AL0670001-01) have Out of Service Area Coverage?
Yes. Details: If a PPO provider is used, same benefits as PPO in service area apply. If non-PPO provier is used, member may be responsible for filing claims and out-of-network benefits would be applicable.
Does (46944AL0670001) Health Insurance Plan, Variant (46944AL0670001-01) offer Disease Management Programs?
Yes, and here is the list of available programs: Asthma, Diabetes, Heart Disease, Pregnancy
Does Blue Secure Gold for Business Health Insurance Plan, Variant (46944AL0670001-01) offer Disease Management Programs for Asthma?
Yes, the Blue Secure Gold for Business Health Insurance Plan Variant
46944AL0670001-01 offers Disease
Management Program for Asthma.
Does Blue Secure Gold for Business Health Insurance Plan, Variant (46944AL0670001-01) offer Disease Management Programs for Heart disease?
Yes, the Blue Secure Gold for Business Health Insurance Plan Variant
46944AL0670001-01 offers Disease
Management Program for Heart disease.
Does Blue Secure Gold for Business Health Insurance Plan, Variant (46944AL0670001-01) offer Disease Management Programs for Diabetes?
Yes, the Blue Secure Gold for Business Health Insurance Plan Variant
46944AL0670001-01 offers Disease
Management Program for Diabetes.
Does Blue Secure Gold for Business Health Insurance Plan, Variant (46944AL0670001-01) offer Disease Management Programs for Pregnancy?
Yes, the Blue Secure Gold for Business Health Insurance Plan Variant
46944AL0670001-01 offers Disease
Management Program for Pregnancy.
Disclaimer: This is based on the import(Date: Tue, 13 May 2025 06:05 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API