Blue Home Silver Secure | $15 PCP | $15 Tier 1 Rx | with UNC Health Alliance - 11512NC0390017 Health Insurance Plan

Blue Cross and Blue Shield of NC health insurance plan with the Plan ID 11512NC0390017. The plan is called Blue Home Silver Secure | $15 PCP | $15 Tier 1 Rx | with UNC Health Alliance.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 94.01% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 5.99% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 11512NC0390017
Health Insurance Plan Year 2024
State North Carolina
Health Insurance Issuer Blue Cross and Blue Shield of NC
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 11512NC0390017-06
Provider Network(s) ['NCN013']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 10 Dec 2024 06:32 GMT).

Providers North Carolina All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 11512NC0390017-00

Standard On Exchange Plan - 11512NC0390017-01

Open to Indians below 300% FPL - 11512NC0390017-02

Open to Indians above 300% FPL - 11512NC0390017-03

73% AV Silver Plan - 11512NC0390017-04

87% AV Silver Plan - 11512NC0390017-05

94% AV Silver Plan - 11512NC0390017-06

Last Plan Update Date Fri, 27 Oct 2023 00:00 GMT
Last Import Date Tue, 10 Dec 2024 06:32 GMT

Benefits of Blue Home Silver Secure | $15 PCP | $15 Tier 1 Rx | with UNC Health Alliance Health Insurance Plan, 11512NC0390017-06

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

50.00%

100.00%
Acupuncture
NO
Allergy Testing

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Bariatric Surgery
YES

50.00%

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
YES

50.00%

100.00%
Chemotherapy

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

50.00%

100.00%
Chiropractic Care

Limit: 30.0 Visit(s) per Benefit Period

Combined 30 visit limit for occupational and physical therapies and chiropractic services. For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

50.00%

100.00%
Dental Check-Up for Children

Limit: 2.0 Exam(s) per Benefit Period

YES

No Charge

100.00%
Diabetes Education

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Dialysis

Limit: 3.0 Treatment(s) per Week

Three treatments per week, more treatments are available if medically necessary. For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

50.00%

100.00%
Durable Medical Equipment

Orthotic devices for correction of positional plagiocephaly are limited to 1 device per lifetime.

YES

50.00%

100.00%
Emergency Room Services
YES

50.00%

50.00%
Emergency Transportation/Ambulance
YES

50.00%

50.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

YES

50.00%

100.00%
Gender Affirming Care

For services rendered in an office setting, please refer to the Primary Care visit or the Specialist visit benefit. For services rendered in an inpatient hospital setting, please refer to the Inpatient Hospital and Physician services benefit.

YES

50.00%

100.00%
Generic Drugs

Five tier levels apply to prescription drug coverage. See the Summary of Benefits and Coverage for benefit information on all tiers. Quantity limits may apply. See formulary.

YES

No Charge

100.00%
Habilitation Services

Limit: 30.0 Visit(s) per Benefit Period

Combined 30 visit limit for occupational and physical therapies and chiropractic services. For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Hearing Aids

Limit: 1.0 Item(s) per 3 Years

One hearing aid per hearing impaired ear, and replacement hearing aids based on medical necessity. Once every 36 months.

YES

50.00%

100.00%
Home Health Care Services
YES

50.00%

100.00%
Hospice Services

Benefits for Hospice services for care of a terminally ill Member with a life expectancy of six months or less.

YES

50.00%

100.00%
Imaging (CT/PET Scans, MRIs)
YES

50.00%

100.00%
Infertility Treatment

Limit: 3.0 Treatment(s) per Lifetime

Infertility Services- Benefits are provided for certain services related to the diagnosis, treatment, and correction of any underlying causes of infertility for all members. Benefits are limited to three medical ovulation induction cycles per lifetime per member. Prescription Drug Benefits- Certain prescription drugs related to treatment of infertility. Infertility drugs are limited to benefit lifetime maximums per member. The lifetime maximums are described in Blue Cross NC medical policies, which are guides considered by Blue Cross NC when making coverage determinations. For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Infusion Therapy

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

50.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

50.00%

100.00%
Inpatient Physician and Surgical Services
YES

50.00%

100.00%
Laboratory Outpatient and Professional Services
YES

50.00%

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
YES

50.00%

100.00%
Mental/Behavioral Health Inpatient Services
YES

50.00%

100.00%
Mental/Behavioral Health Outpatient Services
YES

No Charge

100.00%
Non-Preferred Brand Drugs

Five tier levels apply to prescription drug coverage. See the Summary of Benefits and Coverage for benefit information on all tiers. Quantity limits may apply. See formulary.

YES

50.00%

100.00%
Nutritional Counseling

Limit: 30.0 Visit(s) per Benefit Period

Nutritional counseling visits are separate from the obesity-related office visits.

YES

No Charge

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
YES

50.00%

100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

No Charge

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

50.00%

100.00%
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Benefit Period

Exclusions: Cognitive therapy

Combined 30 visit limit for occupational and physical therapies and chiropractic services. For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

50.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

50.00%

100.00%
Preferred Brand Drugs

Five tier levels apply to prescription drug coverage. See the Summary of Benefits and Coverage for benefit information on all tiers. Quantity limits may apply. See formulary.

YES

50.00%

100.00%
Prenatal and Postnatal Care

Typically covered as part of global maternity fee.

YES

50.00%

100.00%
Preventive Care/Screening/Immunization
YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness
YES

No Charge

100.00%
Private-Duty Nursing
YES

50.00%

100.00%
Prosthetic Devices

See Durable Medical Equipment

NO
Radiation

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

50.00%

100.00%
Reconstructive Surgery
YES

50.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Benefit Period

Exclusions: Cognitive therapy

Combined 30 visit limit for occupational and physical therapies and chiropractic services. For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Benefit Period

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Benefit Period

YES

No Charge

100.00%
Routine Foot Care

Exclusions: Routine foot care that is palliative or cosmetic.

Routine Foot Care services are covered only in presence of a medical condition. For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Skilled Nursing Facility

Limit: 60.0 Days per Benefit Period

YES

50.00%

100.00%
Specialist Visit
YES

No Charge

100.00%
Specialty Drugs

Five tier levels apply to prescription drug coverage. See the Summary of Benefits and Coverage for benefit information on all tiers. Quantity limits may apply. See formulary.

YES

50.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

50.00%

100.00%
Substance Abuse Disorder Outpatient Services
YES

No Charge

100.00%
Tier 2 Rx

Five tier levels apply to prescription drug coverage. See the Summary of Benefits and Coverage for benefit information on all tiers. Quantity limits may apply. See formulary.

YES

50.00%

100.00%
Transplant
YES

50.00%

100.00%
Treatment for Temporomandibular Joint Disorders

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

No Charge

100.00%
Urgent Care Centers or Facilities
YES

$15.00

$15.00
Weight Loss Programs
NO
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging

For services received in a hospital or facility outpatient setting, please refer to the Hospital Based Services benefit.

YES

50.00%

100.00%

Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan Variant 11512NC0390017-06 Attributes

Plan Attribute Value
AV Calculator Output Number 0.940139055725008
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type 94% AV Level Silver Plan
Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Drug EHB Deductible, In Network (Tier 1), Family Per Group per group not applicable
Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Drug EHB Deductible, In Network (Tier 1), Individual $0
Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Out of Network, Individual Not Applicable
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID NCF010
Formulary URL URL
HIOS Product ID 11512NC039
Import Date 2023-10-27 01:01:58
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 11512
Issuer Marketplace Marketing Name Blue Cross and Blue Shield of NC
Market Coverage Individual
Medical Drug Deductibles Integrated No
Medical Drug Maximum Out of Pocket Integrated Yes
Medical EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Medical EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Medical EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Medical EHB Deductible, In Network (Tier 1), Individual $0
Medical EHB Deductible, Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Out of Network, Individual Not Applicable
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID NCN013
Out of Country Coverage No
Out of Country Coverage Description No coverage except for Urgent and Emergent care
Out of Service Area Coverage No
Out of Service Area Coverage Description No coverage except for Urgent and Emergent care
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan Expiration Date 2024-12-31
Plan ID (Standard Component ID with Variant) 11512NC0390017-06
Plan Marketing Name Blue Home Silver Secure | $15 PCP | $15 Tier 1 Rx | with UNC Health Alliance
Plan Type EPO
Plan Variant Marketing Name Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%)
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,000
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $1,000
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $1,000
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID NCS066
Source Name HIOS
Plan ID 11512NC0390017
State Code NC
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $2000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $1000 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $1,000
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Blue Home Silver Secure | $15 PCP | $15 Tier 1 Rx | with UNC Health Alliance Health Insurance Plan, 11512NC0390017

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Blue Home Silver Secure | $15 PCP | $15 Tier 1 Rx | with UNC Health Alliance, 11512NC0390017 Health Insurance Plan, 11512NC0390017

  • Does Blue Home Silver Secure | $15 PCP | $15 Tier 1 Rx | with UNC Health Alliance Health Insurance Plan, 11512NC0390017 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (11512NC0390017) Health Insurance Plan, Variant (11512NC0390017-06) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy, Weight Loss Programs

    Does (11512NC0390017) Health Insurance Plan, Variant (11512NC0390017-06) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan). Details: No coverage except for Urgent and Emergent care

    Does (11512NC0390017) Health Insurance Plan, Variant (11512NC0390017-06) have Out of Service Area Coverage?

    No, unfortunately there is no Out of Service Area Coverage for this Health Insurance Plan (variant of plan). Details: No coverage except for Urgent and Emergent care

    Does (11512NC0390017) Health Insurance Plan, Variant (11512NC0390017-06) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy, Weight Loss Programs

    Does Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan, Variant (11512NC0390017-06) offer Disease Management Programs for Asthma?

    Yes, the Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan Variant 11512NC0390017-06 offers Disease Management Program for Asthma.

    Does Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan, Variant (11512NC0390017-06) offer Disease Management Programs for Heart disease?

    Yes, the Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan Variant 11512NC0390017-06 offers Disease Management Program for Heart disease.

    Does Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan, Variant (11512NC0390017-06) offer Disease Management Programs for Diabetes?

    Yes, the Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan Variant 11512NC0390017-06 offers Disease Management Program for Diabetes.

    Does Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan, Variant (11512NC0390017-06) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan Variant 11512NC0390017-06 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan, Variant (11512NC0390017-06) offer Disease Management Programs for Pregnancy?

    Yes, the Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan Variant 11512NC0390017-06 offers Disease Management Program for Pregnancy.

    Does Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan, Variant (11512NC0390017-06) offer Disease Management Programs for Weight loss programs?

    Yes, the Blue Home Silver Secure | $0 Deductible | $0 PCP & Specialist | $0 Tier 1 Rx | with UNC Health Alliance (CSR 94%) Health Insurance Plan Variant 11512NC0390017-06 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Tue, 10 Dec 2024 06:32 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API