Blue Cross® Metro Detroit HMO Silver Extra - 98185MI0550004 Health Insurance Plan

Blue Care Network of Michigan health insurance plan with the Plan ID 98185MI0550004. The plan is called Blue Cross® Metro Detroit HMO Silver Extra.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 70.75% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.25% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 71.68% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 28.32% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 98185MI0550004
Health Insurance Plan Year 2022
State Michigan
Health Insurance Issuer Blue Care Network of Michigan
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 98185MI0550004-00
Provider Network(s) ['MIN004']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 23 Apr 2024 07:07 GMT).

Providers Michigan All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 98185MI0550004-00

Standard On Exchange Plan - 98185MI0550004-01

Open to Indians below 300% FPL - 98185MI0550004-02

Open to Indians above 300% FPL - 98185MI0550004-03

73% AV Silver Plan - 98185MI0550004-04

87% AV Silver Plan - 98185MI0550004-05

94% AV Silver Plan - 98185MI0550004-06

Last Plan Update Date Tue, 19 Oct 2021 00:00 GMT
Last Import Date Tue, 23 Apr 2024 07:07 GMT

Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 Attributes

Plan Attribute Value
AV Calculator Output Number 0.71677934
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2022
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Silver Off Exchange Plan
Dental Only Plan No
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 1
First Tier Utilization 100%
Formulary ID MIF030
Formulary URL URL
HIOS Product ID 98185MI055
Import Date 10/19/2021 20:01
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? Yes
Issuer Actuarial Value 70.75%
Issuer ID 98185
Issuer Marketplace Marketing Name Blue Care Network of Michigan
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID MIN004
Out of Country Coverage Yes
Out of Country Coverage Description Accidential Injury and Emergency Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Accidential Injury and Emergency Only
Plan Brochure URL
Plan Effective Date 1/1/2022
Plan Expiration Date 12/31/2022
Plan ID (Standard Component ID with Variant) 98185MI0550004-00
Plan Marketing Name Blue Cross® Metro Detroit HMO Silver Extra
Plan Type HMO
Plan Variant Marketing Name Blue Cross® Metro Detroit HMO Silver Extra
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,500
SBC Scenario, Having a Baby, Copayment $10
SBC Scenario, Having a Baby, Deductible $5,300
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $700
SBC Scenario, Having Diabetes, Deductible $900
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $200
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,500
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MIS006
Source Name SERFF
Specialist Requiring a Referral All except routine OB/GYN & pediatric visits
Plan ID 98185MI0550004
State Code MI
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 20.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $10600 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $5300 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $5,300
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $17400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $8700 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $8,700
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, 98185MI0550004

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Blue Cross® Metro Detroit HMO Silver Extra, 98185MI0550004 Health Insurance Plan, 98185MI0550004

  • Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, 98185MI0550004 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (98185MI0550004) Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does (98185MI0550004) Health Insurance Plan, Variant (98185MI0550004-00) have Out Of Country Coverage?

    Yes. Details: Accidential Injury and Emergency Only

    Does (98185MI0550004) Health Insurance Plan, Variant (98185MI0550004-00) have Out of Service Area Coverage?

    Yes. Details: Accidential Injury and Emergency Only

    Does (98185MI0550004) Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs for Asthma?

    Yes, the Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 offers Disease Management Program for Asthma.

    Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs for Heart disease?

    Yes, the Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 offers Disease Management Program for Heart disease.

    Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs for Depression?

    Yes, the Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 offers Disease Management Program for Depression.

    Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs for Diabetes?

    Yes, the Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 offers Disease Management Program for Diabetes.

    Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs for Low back pain?

    Yes, the Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 offers Disease Management Program for Low back pain.

    Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs for Pregnancy?

    Yes, the Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 offers Disease Management Program for Pregnancy.

    Does Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan, Variant (98185MI0550004-00) offer Disease Management Programs for Weight loss programs?

    Yes, the Blue Cross® Metro Detroit HMO Silver Extra Health Insurance Plan Variant 98185MI0550004-00 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Tue, 23 Apr 2024 07:07 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API