Oklahoma health plan · 2026

Balance by Medica Bronze Premier · 21333OK0060051

Medica Insurance Company offers this marketplace health insurance plan (Plan ID 21333OK0060051) so you can compare premiums, coverage levels, and provider access against other health plan insurance options. Use the modules below to decide whether this is the best health insurance plan for your household or if another insurance health plan fits better.

Metal level: Expanded Bronze Plan type: PPO CSR: Standard Bronze Off Exchange Plan Issuer: Medica Insurance Company
Telehealth Data pending HSA eligible Yes Dental Not listed Vision Child

CMS AV Calculator output: 63.94% (36.06% member share on average). Learn about AV methodology.

2026 cost summary

Key premiums & cost sharing

Rates mirror the latest CMS import (Tue, 02 Dec 2025 06:13 GMT). Personalize costs with your ZIP, age, and subsidies in the plan finder.

Monthly premium

$255 – $1284

Before subsidies

Estimate after subsidies

Deductible

$2,000

$4000 per group

See deductible details

Max out-of-pocket

$10,600

$21200 per group

Review MOOP rules

Office visits

Primary care $0.00 Copay after deductible
Specialist $160.00 Copay after deductible
HSA Eligible

Drug tiers

Generic $35.00
Preferred brand $200.00

View formulary tiers

$349 / mo before subsidies

≈ $4186 per year before tax credits.

Start with this unsubsidized premium, then apply marketplace tax credits to see your final monthly payment.

  • Ideal for shoppers comparing Bronze vs. Silver budgets.
  • Update your Marketplace application to apply premium tax credits.

$1178 / mo before subsidies

≈ $14138 per year before tax credits.

Pre-subsidy rate for a couple with one dependent. Switch to Silver CSR plans if you qualify to reduce these numbers.

  • Compares well against PPO vs HMO networks when planning for childcare and telehealth needs.
  • CSR savings require a Silver variant. Use the plan finder to load Silver options if you need lower deductibles.

$1484 / mo before subsidies

≈ $17812 per year before tax credits.

Pairs with cost-sharing reductions (CSR) when you select a Silver tier and qualify based on income.

  • Use this estimate before adding childcare, dental, or vision extras.
  • CSR Silver variants can lower deductibles dramatically for eligible incomes.
  • CSR savings require a Silver variant. Use the plan finder to load Silver options if you need lower deductibles.

$851 / mo before subsidies

≈ $10209 per year before tax credits.

Shows the combined pre-subsidy rate for two adults. Add dependents or subsidies in your application to refine it.

  • Great for households deciding between PPO and HMO networks.
  • Telehealth and HSA perks (when offered) apply to both members.
Issuer profile See benefits

Preventive Care/Screening/Immunization

No Charge

Emergency Room Services

50.00% Coinsurance after deductible

Durable Medical Equipment

50.00% Coinsurance after deductible

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Enrollment guidance

Stay on top of 2026 ACA deadlines

Open Enrollment window

Marketplace enrollment for 2026 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Oklahoma). Submit changes before the deadline to avoid a coverage gap.

  • Enroll by Dec 15 for Jan 1 starts.
  • Finalize plan switches before the window closes.

Special Enrollment Periods

You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).

  • Report the event within 60 days.
  • Keep documentation handy for Healthcare.gov or your state exchange.

CSR & subsidy reminders

Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.

  • Enter accurate income to maximize Advanced Premium Tax Credits.
  • Standard Bronze Off Exchange Plan plans like this one keep deductibles and copays lower if you qualify.

Thinking about switching?

Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.

  • Match provider networks so ongoing care isn’t disrupted.
  • Confirm prescriptions stay on-formulary or budget for tier changes.

Top covered benefits

How this plan handles key care scenarios

Preventive Care/Screening/Immunization

No Charge

Emergency Room Services

50.00% Coinsurance after deductible

Durable Medical Equipment

50.00% Coinsurance after deductible

Premium snapshot

Plan identifiers & filings

Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.

Plan ID 21333OK0060051
Coverage year 2026
State Oklahoma
Issuer Medica Insurance Company
Formulary document Download formulary
Marketing materials View marketing kit
Variant ID 21333OK0060051-00
Available variants

Standard Off Exchange Plan · 21333OK0060051-00

Standard On Exchange Plan · 21333OK0060051-01

Open to Indians below 300% FPL · 21333OK0060051-02

Open to Indians above 300% FPL · 21333OK0060051-03

Last plan update Wed, 15 Oct 2025 00:00 GMT
Last HealthPorta import Tue, 02 Dec 2025 06:13 GMT

Network stats

Provider access snapshot

Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 02 Dec 2025 06:13 GMT).

All providers in Oklahoma 16930
PCPs in Oklahoma 1985
Telehealth support Data pending
Nationwide providers 110124
16,930 doctors statewide 1,985 PCPs 67 OB/GYN
Providers Oklahoma All US states
All 16930 110124
PCP 1985 4493
Allergy 4 24
OB/GYN 67 151
Dentists 7 14

Drug coverage overview

3,927 drugs tracked

Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.

Tier Covered drugs
GENERIC 2,175
NON-PREFERRED-BRAND 753
SPECIALTY-DRUGS 630
ZERO-COST-SHARE-PREVENTIVE-DRUGS 369
Prior authorization Drugs
Required 0
Not Required 3,927
Step therapy Drugs
Required 0
Not Required 3,927
Quantity limits Drugs
Has Limit 0
No Limit 3,927

Customer highlights

What stands out for members

  • Issuer: Medica Insurance Company · Plan ID 21333OK0060051 · 2026 filing.
  • Disease management programs available: Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy.
  • Download the latest formulary directly from the issuer here.
  • Review marketing brochures and SBC PDFs via the issuer marketing repository.
  • Variant 21333OK0060051-00 (Standard Off Exchange Plan) currently displayed.
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Benefits

Covered services & limitations

Everyday care

Office visits, preventive care, labs, imaging, and home health.

Chiropractic Care

$0.00 Copay after deductible

Diabetes Education

No Charge

Home Health Care Services

50.00% Coinsurance after deductible

Laboratory Outpatient and Professional Services

50.00% Coinsurance after deductible

Other Practitioner Office Visit (Nurse, Physician Assistant)

$0.00 Copay after deductible

Preventive Care/Screening/Immunization

No Charge

Primary Care Visit to Treat an Injury or Illness

$0.00 Copay after deductible

Rehabilitative Occupational and Rehabilitative Physical Therapy

50.00% Coinsurance after deductible

Rehabilitative Speech Therapy

50.00% Coinsurance after deductible

Specialist Visit

$160.00 Copay after deductible

Urgent Care Centers or Facilities

$0.00 Copay after deductible

X-rays and Diagnostic Imaging

50.00% Coinsurance after deductible

Hospital & urgent

Emergency room, inpatient stays, ambulance, and surgeries.

Chemotherapy

$160.00 Copay after deductible

Delivery and All Inpatient Services for Maternity Care

50.00% Coinsurance after deductible

Dialysis

50.00% Coinsurance after deductible

Durable Medical Equipment

50.00% Coinsurance after deductible

Emergency Room Services

50.00% Coinsurance after deductible

Emergency Transportation/Ambulance

50.00% Coinsurance after deductible

Hospice Services

50.00% Coinsurance after deductible

Inpatient Hospital Services (e.g., Hospital Stay)

50.00% Coinsurance after deductible

Inpatient Physician and Surgical Services

50.00% Coinsurance after deductible

Mental/Behavioral Health Inpatient Services

50.00% Coinsurance after deductible

Mental/Behavioral Health Outpatient Services

$0.00 Copay after deductible

Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

50.00% Coinsurance after deductible

Outpatient Rehabilitation Services

50.00% Coinsurance after deductible

Outpatient Surgery Physician/Surgical Services

50.00% Coinsurance after deductible

Radiation

50.00% Coinsurance after deductible

Skilled Nursing Facility

50.00% Coinsurance after deductible

Substance Abuse Disorder Inpatient Services

50.00% Coinsurance after deductible

Substance Abuse Disorder Outpatient Services

$0.00 Copay after deductible

Transplant

50.00% Coinsurance after deductible

Pregnancy & family

Maternity, newborn, pediatric dental and vision extras.

Basic Dental Care - Child

Coverage details pending

Hearing Aids

50.00% Coinsurance after deductible

Major Dental Care - Child

Coverage details pending

Prenatal and Postnatal Care

50.00% Coinsurance after deductible

Routine Eye Exam for Children

$0.00 Copay after deductible

Well Baby Visits and Care

No Charge

Pharmacy & drugs

Generic, brand, specialty, and mail order tiers.

Generic Drugs

$35.00

Non-Preferred Brand Drugs

50.00% Coinsurance after deductible

Preferred Brand Drugs

$200.00

Specialty Drugs

60.00% Coinsurance after deductible

Wellness & extras

Vision, dental, therapies, prosthetics, weight management.

Accidental Dental

50.00% Coinsurance after deductible

Basic Dental Care - Adult

Coverage details pending

Dental Check-Up for Children

Coverage details pending

Infusion Therapy

50.00% Coinsurance after deductible

Major Dental Care - Adult

Coverage details pending

Nutritional Counseling

50.00% Coinsurance after deductible

Orthodontia - Adult

Coverage details pending

Orthodontia - Child

Coverage details pending

Prosthetic Devices

50.00% Coinsurance after deductible

Routine Dental Services (Adult)

Coverage details pending

Weight Loss Programs

Coverage details pending

Additional benefits

Other plan-specific services and limitations.

Abortion for Which Public Funding is Prohibited

Coverage details pending

Acupuncture

Coverage details pending

Allergy Testing

50.00% Coinsurance after deductible

Bariatric Surgery

Coverage details pending

Cosmetic Surgery

Coverage details pending

Eye Glasses for Children

50.00% Coinsurance after deductible

Habilitation Services

50.00% Coinsurance after deductible

Imaging (CT/PET Scans, MRIs)

50.00% Coinsurance after deductible

Infertility Treatment

Coverage details pending

Long-Term/Custodial Nursing Home Care

Coverage details pending

Private-Duty Nursing

50.00% Coinsurance after deductible

Reconstructive Surgery

50.00% Coinsurance after deductible

Routine Eye Exam (Adult)

Coverage details pending

Routine Foot Care

Coverage details pending

Treatment for Temporomandibular Joint Disorders

Coverage details pending

Variant attributes

Balance by Medica Bronze Premier · Variant 21333OK0060051-00

Plan identifiers & tier

Issuer-provided metadata for this variant.

Business Year

2026

CSR Variation Type

Standard Bronze Off Exchange Plan

HIOS Product ID

21333OK006

Metal Level

Expanded Bronze

Plan ID (Standard Component ID with Variant)

21333OK0060051-00

Plan Marketing Name

Balance by Medica Bronze Premier

Plan Variant Marketing Name

Balance by Medica Bronze Premier

Issuer & service area

Issuer-provided metadata for this variant.

Issuer ID

21333

Issuer Marketplace Marketing Name

Medica

Market Coverage

Individual

Multiple In Network Tiers

No

National Network

No

Network ID

OKN006

Out of Country Coverage

No

Out of Service Area Coverage

Yes

Out of Service Area Coverage Description

Emergency Services and Out of Network services received in the state of Oklahoma

Service Area ID

OKS006

State Code

OK

URL for Summary of Benefits & Coverage

Open link

Cost sharing & actuarial values

Issuer-provided metadata for this variant.

AV Calculator Output Number

0.639374982

Begin Primary Care Deductible Coinsurance After Number Of Copays

0

Inpatient Copayment Maximum Days

0

Medical Drug Deductibles Integrated

Yes

Medical Drug Maximum Out of Pocket Integrated

Yes

SBC Scenario, Having a Baby, Coinsurance

$4,600

SBC Scenario, Having a Baby, Copayment

$10

SBC Scenario, Having a Baby, Deductible

$2,000

SBC Scenario, Having Diabetes, Coinsurance

$0

SBC Scenario, Having Diabetes, Copayment

$1,000

SBC Scenario, Having Diabetes, Deductible

$1,100

SBC Scenario, Treatment of a Simple Fracture, Coinsurance

$300

SBC Scenario, Treatment of a Simple Fracture, Copayment

$200

SBC Scenario, Treatment of a Simple Fracture, Deductible

$2,000

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual

Not Applicable

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance

50.00%

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group

$21200 per group

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person

$10600 per person

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual

$10,600

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual

Not Applicable

Enrollment & documents

Issuer-provided metadata for this variant.

Formulary ID

OKF009

Formulary URL

Open link

Plan Brochure

Open link

SBC Scenario, Having a Baby, Limit

$60

SBC Scenario, Having Diabetes, Limit

$0

SBC Scenario, Treatment of a Simple Fracture, Limit

$0

URL for Enrollment Payment

Open link

Additional attributes

Issuer-provided metadata for this variant.

Begin Primary Care Cost-Sharing After Number Of Visits

0

Child-Only Offering

Allows Adult and Child-Only

Composite Rating Offered

No

Dental Only Plan

No

Design Type

Not Applicable

Disease Management Programs Offered

Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

EHB Percent of Total Premium

1

First Tier Utilization

100%

Import Date

10/15/2025

Limited Cost Sharing Plan Variation - Estimated Advanced Payment

$0.00

HSA Eligible

Yes

New/Existing Plan

Existing

Notice Required for Pregnancy

No

Is a Referral Required for Specialist?

No

Plan Effective Date

1/1/2026

Plan Expiration Date

12/31/2026

Plan Type

PPO

QHP/Non QHP

Both

Source Name

HIOS

Plan ID

21333OK0060051

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group

per group not applicable

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person

per person not applicable

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual

Not Applicable

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group

$4000 per group

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person

$2000 per person

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual

$2,000

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group

$25020 per group

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person

$12510 per person

Combined Medical and Drug EHB Deductible, Out of Network, Individual

$12,510

Unique Plan Design

No

Wellness Program Offered

No

Copay & coinsurance

Pharmacy cost sharing by tier

Drug tier Pharmacy type Copay amount Copay option Coinsurance rate Coinsurance option Mail order

Questions & answers

Frequently asked questions

How do I choose the right ACA plan in Oklahoma?

Balance by Medica Bronze Premier (21333OK0060051) is a Expanded Bronze PPO from Medica Insurance Company in Oklahoma for the 2026 coverage year.

Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.

Does Balance by Medica Bronze Premier support telehealth or virtual urgent care?

The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.

Is Balance by Medica Bronze Premier HSA-eligible and does it include dental or vision coverage?

It is HSA-eligible, so you can pair it with a Health Savings Account to lower taxes.

Dental coverage is not listed for this plan.

Vision add-ons: Child.

Does Balance by Medica Bronze Premier support mail-order prescriptions?

Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.

Which disease management programs come with Balance by Medica Bronze Premier?

The issuer lists disease management resources for: Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy.

Is there out-of-country coverage for Balance by Medica Bronze Premier?

No, out-of-country services are not covered for this plan.

Does Balance by Medica Bronze Premier cover care outside the service area?

Yes, you have limited out-of-area coverage. See the plan documents for referral and prior authorization rules. Details: Emergency Services and Out of Network services received in the state of Oklahoma

Disclaimer: Based on the Tue, 02 Dec 2025 06:13 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
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