ACCESS SILVER - 32225MT0140002 Health Insurance Plan
Montana Health Cooperative health insurance plan with the Plan ID 32225MT0140002. The plan is called ACCESS SILVER.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 69.93% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 30.07% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 32225MT0140002 | ||||||||||||||||||
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| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Montana | ||||||||||||||||||
| Health Insurance Issuer | Montana Health Cooperative | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 32225MT0140002-00 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 17 Jun 2025 12:51 GMT). |
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| Available Variants of the Health Plan | |||||||||||||||||||
| Last Plan Update Date | Wed, 30 Oct 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 17 Jun 2025 12:51 GMT |
ACCESS SILVER Health Insurance Plan Variant 32225MT0140002-00 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.699263885561644 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | Yes |
| CSR Variation Type | Standard Silver Off Exchange Plan |
| Dental Only Plan | No |
| Disease Management Programs Offered | Asthma, Diabetes |
| First Tier Utilization | 100% |
| Formulary ID | MTF008 |
| Formulary URL | URL |
| HIOS Product ID | 32225MT014 |
| HSA/HRA Employer Contribution | No |
| Import Date | 2024-10-30 20:01:46 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 32225 |
| Issuer Marketplace Marketing Name | Mountain Health CO-OP |
| Market Coverage | SHOP (Small Group) |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Silver |
| Multiple In Network Tiers | No |
| National Network | Yes |
| Network ID | MTN006 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergent Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | All Services |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 32225MT0140002-00 |
| Plan Marketing Name | ACCESS SILVER |
| Plan Type | PPO |
| Plan Variant Marketing Name | ACCESS SILVER |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $2,800 |
| SBC Scenario, Having a Baby, Copayment | $10 |
| SBC Scenario, Having a Baby, Deductible | $5,500 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $1,200 |
| SBC Scenario, Having Diabetes, Deductible | $1,300 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $200 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,500 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | MTS002 |
| Source Name | SERFF |
| Plan ID | 32225MT0140002 |
| State Code | MT |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | $66900 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | $33450 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | $33,450 |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | $42200 per group |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | $21100 per person |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | $21,100 |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 40.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $11000 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $5500 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $5,500 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $31200 per group |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $15600 per person |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | $15,600 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $48900 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $24450 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $24,450 |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | Yes |
Copay & Coinsurance of ACCESS SILVER Health Insurance Plan, 32225MT0140002
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Frequently Asked Questions(FAQ) about ACCESS SILVER, 32225MT0140002 Health Insurance Plan, 32225MT0140002
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Does ACCESS SILVER Health Insurance Plan, 32225MT0140002 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (32225MT0140002) Health Insurance Plan, Variant (32225MT0140002-00) offer Disease Management Programs?
Does (32225MT0140002) Health Insurance Plan, Variant (32225MT0140002-00) have Out Of Country Coverage?
Does (32225MT0140002) Health Insurance Plan, Variant (32225MT0140002-00) have Out of Service Area Coverage?
Does (32225MT0140002) Health Insurance Plan, Variant (32225MT0140002-00) offer Disease Management Programs?
Does ACCESS SILVER Health Insurance Plan, Variant (32225MT0140002-00) offer Disease Management Programs for Asthma?
Does ACCESS SILVER Health Insurance Plan, Variant (32225MT0140002-00) offer Disease Management Programs for Diabetes?
Disclaimer: This is based on the import(Date: Tue, 17 Jun 2025 12:51 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API