ACA health insurance plan finder · 2025

2025 ACA marketplace plan finder

Enter your ZIP code or state to see current marketplace plans and filter them by coverage details. Use HealthPorta to compare health plan insurance options, surface the best health insurance plan for your budget, and scan issuer coverage in seconds.

Coverage year

2025

Plans tracked

—

Last import

Tue, 02 Dec 2025 06:13 GMT

Enter a ZIP code or state filter below to load ACA health insurance plan results instantly, then refine them with price, issuer, and coverage filters to find the best health insurance plan for your household.

Find a health insurance plan by ZIP code

Optional if you want to search by state or issuer.
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Enter a ZIP code to get started

We’ll list marketplace plans with quick highlights for coverage year 2025 so you can jump into the detailed plan pages.

Health insurance plan FAQs

Start with your ZIP code to see every insurance health plan available in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use our filters to match your budget, must-have benefits, and provider preferences so you can quickly narrow down the best health insurance plan candidates.

The best health insurance plan depends on your household income, preferred doctors, and prescription needs. Look for plans with premiums you can afford, deductibles you can handle if you need care, and issuer networks that include your providers. Our directory highlights issuer counts and plan-level benefits to help you decide.

You can change your insurance health plan during the annual Open Enrollment Period or if you qualify for a Special Enrollment Period (SEP) after a life event such as moving, marriage, or loss of other coverage. Use HealthPorta to preview alternative plans before you switch so you know exactly how your benefits and costs will change.

Run a search with your ZIP code, limit results to your preferred metal level, then sort by premium, deductible, or CSR variation. This shows you side-by-side options so you can pick a health insurance plan in minutes instead of hours of manual research.

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan doesn’t meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.