Health Insurance Plans of 2026 are Updated.
See plans and estimated prices here any time.
Get started by Entering your ZIP Code.
312 plans are available in your area.
15.3K
Plans imported from CMS machine-readable files
735
Issuers monitored across U.S. marketplaces
2.2M
Healthcare providers accepting ACA marketplace plans
Health Insurance Plans on the Map
Search and compare health insurance plans available in your area.
ACA decision support for every audience
HealthPorta helps consumers, researchers, and issuers make smarter marketplace choices with accurate data and human-friendly tools.
ZIP-level plan analysis
Compare premiums, metal tiers, deductibles, and issuer availability by ZIP or metro area to understand local ACA competition in seconds.
Research-ready exports
Download curated plan, issuer, and formulary datasets you can cite in academic papers or policy briefs without wrangling raw CMS files.
Provider network intelligence
See how many physicians accept each plan network, broken down by specialty, so your members or clients know where they can be seen.
Issuer monitoring
Track each payer’s plan lineup, pricing shifts, and import health status so carrier teams stay ahead of regulatory or competitive changes.
Credible marketplace guidance
Answer consumer questions faster with canonical plan detail pages that summarize benefits, formulary coverage, and CSR variations.
Automated refreshes
APIs and dashboards update nightly from CMS machine-readable sources so your dashboards always reflect the latest marketplace filings.
One platform to decode marketplace health insurance
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Use HealthPorta’s plan directory and search experience to translate raw CMS filings into consumer-ready plan comparisons in minutes.
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Analysts and issuers can pull nightly refreshed exports, while households get real-time pricing snapshots and formulary summaries.
Questions & Answers
Answers to the most common marketplace health insurance questions our members ask while comparing plans.
1. Getting started with HealthPorta
Enter your ZIP code on the homepage or jump straight to the Health Plan Directory. We surface ACA issuers, premiums, and plan benefits for the selected metro so you can compare options in seconds.
2. What's inside each plan profile?
Every plan page combines official CMS filings, MRF API rates, formulary tiers, deductible and MOOP summaries, plus issuer-level drug and provider insights so you know what coverage really costs.
3. How do I choose a plan?
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Compare premiums, deductibles, and MOOP values using the filters on the search page—HealthPorta pulls the next plan year automatically after October 1.
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Check issuer quality signals like HSA eligibility, dental/vision add-ons, and formulary coverage to make sure the plan fits your household’s care needs.
4. How does HealthPorta handle privacy?
We only ask for your ZIP code and optional filters—no personal identifiers or Social Security numbers. Plan data comes from public CMS sources refreshed nightly.
5. I spotted an issue with a plan
All plan records are synced from CMS marketplace files and the healthcare-mrf-api. If something looks off, send the plan ID and ZIP to our support link so we can reprocess that issuer’s data.
6. Can I change plans at any time?
Marketplace plans can be switched during Open Enrollment or after a qualifying life event. HealthPorta keeps prior-year data online so you can compare what you had with what’s available next year.
Real CMS & MRF data
ZIP-level insights
Enrollment friendly guides
AI-ready datasets for every healthcare business
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HealthPorta prepares structured ACA plan data for AI training, actuarial pipelines, and BI stacks—delivered as CSV, Parquet, Snowflake tables, or live APIs.
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Pharmaceutical companies, digital brokers, benefits administrators, provider networks, and compliance teams rely on our marketplace data prep to build accurate reports and predictive models.
